Mortgage--- 5.75% FHA, USDA, VA, 5.99% CONV Ponder Place, a new community in Loxley minutes from 1-10 and direct access to Hwy 59! A short drive to the beautiful sand beaches along with other Baldwin County attractions. The popular Aria floor plan which features an open kitchen with granite countertops and stainless steel appliances. Split bedrooms with large master bath and walk in closet. This home boasts both a front and back covered porch. This home is situated in Ponder Place subdivision, just minutes from shopping, restaurants, and I-10! This Energy efficient home includes thermal doors, Energy Star rated double pane windows, and 14 SEER Carrier Heat Pump. A 1-year builder's warranty and 10-year structural warranty are included. Seller will contribute up to $3,000 toward closing costs with preferred lender. * This home is being built to Gold FORTIFIED HomeTM certification, which may save the buyer on their homeowner's insurance. (See Sales Representative for details.)