Assumable loan at 4% interest! Built in 2021 and located in the highly desirable Bentley Oaks subdivision, this beautiful 3-bedroom, 2-bath brick home offers one of the community's most sought-after features - backing directly to a peaceful nature preserve with no rear neighbors. Just minutes from Ransom Middle School and Tate High School, this family-friendly neighborhood features sidewalks, underground utilities, a playground, park, gazebo, pavilion, and picnic area. Inside, you'll find an open-concept layout with a spacious family room, granite countertops, a large island, Shaker-style cabinets, stainless steel appliances, and a private owner's suite with a soaking tub, separate shower, and oversized walk-in closet. The polyurea-coated garage floor is perfect for a home gym, workshop, or additional flex space. All carpet has been replaced with LVP flooring. Plus, qualified buyers (civilian or Veteran) may have the opportunity to assume the existing VA loan. Conveniently located near I-10, Navy Federal, shopping, dining, and a short drive to Pensacola's beautiful beaches.